Insurance for Personal Training

Personal Trainer Liability Insurance

Personal trainers, dance instructors, yoga instructors, pilates teachers, and other firness instructors need liability insurance to protect themselves and their businesses.

  • $1 million in coverage per loss with up to $2 million in coverage per policy term for professional liability and general liability
  • All contracted entities are covered as additional insureds at no additional cost
  • Optional business personal property coverage up to $50,000
  • Defense cost for abuse and molestation included at $100,000 in coverage per loss with up to $300,000 in coverage per policy term (excluding New York)
  • Coverage for one individual with no employees

Business Insurance for Fitness Instructors

Do personal trainers need insurance? Yes.  Whether you are an independent contractor at a gym or you you work for yourself, you need insurance to protect yourself.  In the modern world, clients often look to sue busines owners, whether they are at fault for something or not.  Just the cost of the lawyer could ruin your business.

No Membership required. Whether you belong to ISSA, NASM, IDEA, or no association at all, you are welcome to get a quote.

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General Liability

$1 million in coverage per loss with up to $2 million in coverage per policy term.

PRofessional Liability

Included in the coverage.

Abuse and Molestation Coverage

Defense cost for abuse and molestation included at $100,000 in coverage per loss with up to $300,000 in coverage per policy term.

Certificates of Insurance

Certificates of insurance provided at no additional cost. Additional Insured status provided at no additional cost.

Optional Business Personal Property Insurance

Optional business personal property coverage up to $50,000

Optionals Data Security / Cyber Liability Insurance

Optional cyber liability / data breach insurance to add an additional coverage.

Optional coverage for up to 3 employees

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No Pain, and You Still Gain

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Personal Training Insurance

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General liability insurance is often required by gyms, yogs studios, and fitness centers for you to go on to the premises and traing. Whether you are an aerobics instuctor, dance instructor, yoga teacher, pilates trainer, or a Tai Chi instructor, you need general liability insurance as the foundation to protect yourself from common insurance claims.

Coverage is provided by United States Liability Insurance, a top-rated carrier that is part of the Berkshire Hathaway Insurance group of companies.  Service is provided by the service team that can assist you after you purchase your policy with questions.

Choose from over 25 types of fitness training types that you may offer. Insurance for personal trainers is available from Arcadia to Philadelphia to Zephyr Cove. Insurance for personal trainers is available nationwide.

Get covered today

What would you tell your clients?  Stop talking about it and just do it.  If you run a business, you need insurance.

Disclaimer:  All information provided here is for education purposes only.  Please refer the policy, endorsements, and forms for more information.  No coverage is implied or afforded through this website.